How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Income and Debts

These are example values. Update them to reflect your personal situation.

$
$0 $1,000,000

Monthly Debt Payments

$
$
$
$
$
$

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Debt-to-Income Ratio

Based on the income and debt information you provided.

DTI Ratio
0.00%
Total Monthly Debts $0
Gross Monthly Income $0

This calculation is for educational purposes only. Your debt-to-income ratio is one of many factors lenders consider when evaluating creditworthiness. Estimates only — not financial advice.

 

Related Content

Bi-Weekly Payments

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

Red Flags for Tax Auditors

Red Flags for Tax Auditors

Here are six flags that may make your tax return prime for an IRS audit.

Should I Accept a Free Credit Lock?

Should I Accept a Free Credit Lock?

Learn the ins and outs of credit locks, freezes, and more.